Digital Payment Technology

Smart Payments for a Connected World

Zpayd is a modern, modular payments platform powering Global BillPay, B2B transactions, Loan Management, and Pay In/Out infrastructure. Whether you're a financial institution looking to offer global bill payments, a remittance provider managing cross-border flows, or a digital lender scaling disbursements—Zpayd enables compliant, scalable, and efficient money movement worldwide.

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Key Solutions

Zpayd Merchant – Enterprise & Global BillPay

A global payment gateway for enterprises and platforms. Zpayd Merchant simplifies complex cross-border payments and enables customers to pay bills internationally—from telecom to utilities and beyond.

  • Local payout rails & FX optimization
  • Country-specific biller networks
  • Bulk upload and API automation
  • End-to-end compliance and monitoring


Zpayd US – Pay In / Pay Out Infrastructure

Flexible fund flows for platforms operating in the U.S. From gig platforms and rent collection to B2B vendor payments, Zpayd US provides powerful APIs for receiving and disbursing funds at scale.

  • Instant and scheduled payouts
  • ACH, debit cards, and e-wallets
  • Full KYC/KYB onboarding
  • Real-time tracking and status updates



Zpayd Account – Loan Management Suite

A digital back office for lenders and credit providers. Zpayd Account handles everything from onboarding to repayment collections, helping lenders manage loans with precision and automation.

  • Origination, approval, and disbursement tools
  • Installment tracking & repayment schedules
  • Dashboard and API integration options









Transaction Aggregation as a Service

Real-Time Aggregation Pull data from multiple sources including banks, billers, and service providers in real-time.

  • Comprehensive Coverage Support for a wide range of billers, utilities, telecoms, government agencies, and financial institutions.
  • Bank-Grade Security Built with secure APIs, encryption, and full compliance with data privacy regulations.
  • Customizable Integrations Integrate easily via RESTful APIs or SDKs tailored to your systems.
  • White-Label Ready Deploy under your own brand — power your PFM app, customer portal, or financial dashboard.


Industries We Serve

Financial Institutions

Remittance & Payments Providers

Lenders & Fintechs

Gig Platforms & SaaS Businesses

Rent Collection & Property Management

NGOs & Cross-Border Aid Organizations

Why Choose Zpayd?

Modular Platform

Use the features you need, scale as you grow

Global-Ready

Move money across international corridors with built-in compliance

Secure & Compliant

KYC, AML, PCI-DSS, and country-specific licenses

Developer First

Powerful APIs, webhooks, and sandbox environments

Enterprise-Grade Infrastructure

Built to handle high-volume, low-latency transactions

Let's Talk

Zpayd is ready to power your next payments product. Whether you need a sandbox, API documentation, or a custom integration plan—we'd love to hear from you.

Email Us

info@zpayd.com

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