Zpayd Trust Center

Your Security. Our Commitment. At Zpayd, trust is at the core of everything we do. As a regulated and independently audited financial services platform, we meet and exceed global standards for security, compliance, and transparency.

Request Security Reports

Global Certifications & Regulatory Oversight

SOC 2 Type II (Flagship)

AICPA Trust Services Criteria

Flagship Certification: Proves our security, availability, and confidentiality controls are designed and operating effectively over time.

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PCI DSS Certified

Cardholder Data Security

Payment Security: Compliant with the industry standard for securely handling, processing, and storing all cardholder data.

FINTRAC Registered (MSB)

Anti-Money Laundering

Regulatory Compliance: Registered as a Money Services Business, adhering to Canada’s strict AML/CTF regulations.

Bank of Canada RPAA

Retail Payment Oversight

Operational Resilience: Oversight ensures adherence to standards for risk management, operational resilience, and consumer protection.


🛡 Security in Practice: How We Protect You

Data Encryption Standards

AES-256 encryption for data at rest, and TLS 1.3 for all data in transit, ensuring maximum confidentiality.

Zero Trust Access Policy

Strict Role-Based Access Control (RBAC), enforcing least-privilege and mandatory Multi-Factor Authentication (MFA).

Continuous Monitoring

24/7 infrastructure monitoring with automated, real-time alerting to immediately detect and respond to anomalies.

Rigorous Vendor Security

A comprehensive Third-Party Risk Management Program to assess and ensure the compliance of all vendors.


Request Enterprise Reports

For due diligence, enterprise clients and partners may request access to our formal compliance reports:

  • SOC 2 Type II Report (Under NDA)
  • PCI DSS Attestation of Compliance (AOC)
  • FINTRAC / RPAA Registration Confirmation

📧 Email us directly: security@zpayd.com

Our Continuous Commitment

We believe financial innovation must be built on trust. Zpayd continuously invests in security, compliance, and operational resilience so you can focus on growth, knowing your data and payments are protected.